Find an Allstate Agent auto insurance

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Get in touch with an Allstate Agent or Personal Financial Representative who can help you make decisions about your insurance and financial needs.Coverages and discounts are subject to terms, conditions and availability.

*Average savings figure(s) based on information reported nationally by new Allstate auto customers for policies written in 2008. Actual savings will vary.

Allstate has many agents serving your state, all of whom are available to answer your questions and help you with your insurance decisions. To locate an agent in Canada please go to the Allstate Canada Web site.

Important Note:
This material is intended for educational purposes only. Allstate, through its insurance companies, subsidiaries, and brokers/dealers, offers property and casualty insurance, life insurance and registered securities. Certain products, such as variable annuities, variable universal life insurance, mutual funds and 529 plans are available only through securities licensed representatives and sales material must be accompanied by a prospectus. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property & Casualty Insurance Company, and Allstate Fire & Casualty Insurance Company: Home Offices, Northbrook, IL. Life insurance and fixed annuity products are available from Allstate Life Insurance Company: Home Office, Northbrook, IL, and Lincoln Benefit Life Company: Home Office, Lincoln, NE. Securities products, including variable annuities, variable universal life insurance, mutual funds and 529 plans, are offered by Allstate Personal Financial Representatives at FINRA registered branch offices of Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Kit Car Insurance

Kit car owners are dedicated to producing a vehicle that is their pride and joy and deserve a policy that is designed for their unique needs - which is where kit car insurance comes in. You can find insurance for a kit car that is specifically catered for your needs through many specialist insurers.
What to look for in a kit car insurance policy

Shop around - there are many specialist providers online. Here are some key factors you should look for from a good policy:

* Collection and building coverage - Look for kit car insurance that covers parts while in transit or against damage/theft during the building process.
* All parts covered - Parts may go missing or be damaged so ensure you are covered for this eventuality.
* Track racing - If you plan to race the vehicle in a rally ensure the policy offers you protection.
* Discounts - Many specialist kit car insurance providers will offers discounts if you are part of a members' club.

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In addition there are a number of optional extras available with some kit car insurance policies that you may wish to pay a higher premium for, such as:

* Breakdown cover - It may be difficult to find breakdown cover for a kit car with a standard breakdown company so considering adding it to your insurance coverage.
* Legal expenses - In case court action is required after an accident.
* Agreed value cover - Guarantees the amount paid on your vehicle does not decrease in the event of a claim.
* Formal occasion cover - If you plan to use the car for an event such as a wedding.
* Green card cover - For those that wish to drive their kit cars in Europe, this provides the most basic level of overseas coverage.

To find cheap kit car insurance online consider limiting the size of your engine. If you will only drive the car infrequently agree to a mileage limit and also look into enhancing security. Keep the vehicle in a garage when not in use and fit an immobiliser if possible.
Is your kit car roadworthy?

If your kit car is already built you should ensure it is roadworthy. For a kit car to be roadworthy it must complete a single vehicle approval (SVA) testing. This costs around £170 and once completed your vehicle will not usually require an MOT for another three years.

Sports Car Insurance

Drivers of high performance cars will almost certainly have paid high prices to get behind the wheel of the vehicle of their dreams.

Sports car insurance tends to be expensive because in theory larger engines mean higher speeds making crashes more serious and repairs more expensive, when they do occur. Age and driving experience play a role too - the image of boy racers means that anyone under the age of 25 can expect to pay a high premium for sports car insurance.

Another factor that makes cheap sports car insurance hard to find is security. Sports cars are more attractive to thieves and vandals, which also impacts on the price you have to pay to protect them.
What to look for in a sports car insurance policy

Pay close attention to the policy features available. For example, are you covered if you take your sports car on a track or compete in a race day? Many insurers are willing to negotiate an agreed value so there is no nasty surprise when you come to make a claim and some specialists offer discounts if you join a car owner's club.

Cost will be a key consideration when shopping for sports car insurance and you should gather as many quotes as possible with a comparison website. Also consider specialist insurers that may offer additional incentives. For example, providers of classic sports car insurance may offer a limited mileage policy.
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How to lower the cost of sports car insurance

Sports car insurance differs from modified car insurance in that replacement parts for the vehicle should be easier to find. If you have modified a vehicle to offer greater performance it shows an intention to drive at high speeds - so limit any modifications you make.

If you have a convertible that you only drive during the summer then let your insurer know - it should be able to scale back your premium considerably.

Further savings can be made if you agree to a mileage limit, join a car owner's club and park your sports car in a garage when not in use. Pay attention to the security of your vehicle - most insurers want Thatcham Category One or Two systems installed. You may also enhance your chances of finding cheap insurance for a sports car if you install an approved tracking device.

Finally, limit the number of drivers on your policy and particularly those under the age of 25.

Insurance Commissioner Steve Poizner encourages Californians to consider the low cost of auto insurance state

Given the current high unemployment and underemployment figures, California Insurance Commissioner Steve Poizner Urges Californians affected by the recession today to consider low cost auto insurance program state (ALCC) as an alternative to the task of auto insurance.

"In tough economic times, it is natural for riders of all opportunities to reduce costs and to consider too often, drivers are opting to abandon the dangerous and illegal car insurance," said Commissioner Poizner. "California law requires every driver to have motor insurance. I encourage anyone who meets the eligibility criteria and that it is considering waiving their insurance, a view of the low cost auto insurance program That view may lawfully be just 15 percent of insured payments are less and very low ".

The CLCA program saw an impressive 18.9 percent in 2009 compared to last year. An awareness program active and growing economic conditions in the program, which was founded in 1999 and credited in every county in California since 2007.

Approximately 7,500 applications were approved in 2009 compared to CICA 6306 in 2008. The busiest month was April 2009 with 727 questions. Spike coincided with a national tour with the Commissioner Poizner to publish the program. The monthly average for the year of 624 applications.

The purpose of the CICA is a liability insurance cheap car for drivers who can demonstrate a good financial need. Prices are fixed annually by each county and adjusted so that premiums are sufficient to cover losses and expenses in each county.

The California Department of Insurance (CDI) is reminding motorists that it is easier to qualify for the program than they might think. Eligibility for the program are:

* The candidate must have at least 19 years of continuous license for 3 years and the driver of the "good" - no more than one property damage in case of failure or a single point for a moving violation in the last three years.
* No accident because of injury or death during the last three years and no crime or misdemeanor conviction for a violation of vehicle.
* The family meets the income limits of $ 27,075 qualifies for a single person, $ 36,425 for two persons and $ 55,125 for a family of four. Restrictions continued to increase with family size.
* The value of an insured vehicle must not exceed $ 20,000.
payment plans are available.

To see if you qualify for ALCC, go to www.insurance.ca.gov / low cost, or by phone at (866) 60-AUTO-1 (866-602-8861).
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Please visit the Department of Insurance website www.insurance.ca.gov. Media requests should be directed to toll free consumer 800.927.HELP. Callers from outside the state, please call 213.897.8921. The telecommunication devices for the deaf (TDD), please call 800.482.4833.

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