Insurance Commissioner Steve Poizner encourages Californians to consider the low cost of auto insurance state

Given the current high unemployment and underemployment figures, California Insurance Commissioner Steve Poizner Urges Californians affected by the recession today to consider low cost auto insurance program state (ALCC) as an alternative to the task of auto insurance.

"In tough economic times, it is natural for riders of all opportunities to reduce costs and to consider too often, drivers are opting to abandon the dangerous and illegal car insurance," said Commissioner Poizner. "California law requires every driver to have motor insurance. I encourage anyone who meets the eligibility criteria and that it is considering waiving their insurance, a view of the low cost auto insurance program That view may lawfully be just 15 percent of insured payments are less and very low ".

The CLCA program saw an impressive 18.9 percent in 2009 compared to last year. An awareness program active and growing economic conditions in the program, which was founded in 1999 and credited in every county in California since 2007.

Approximately 7,500 applications were approved in 2009 compared to CICA 6306 in 2008. The busiest month was April 2009 with 727 questions. Spike coincided with a national tour with the Commissioner Poizner to publish the program. The monthly average for the year of 624 applications.

The purpose of the CICA is a liability insurance cheap car for drivers who can demonstrate a good financial need. Prices are fixed annually by each county and adjusted so that premiums are sufficient to cover losses and expenses in each county.

The California Department of Insurance (CDI) is reminding motorists that it is easier to qualify for the program than they might think. Eligibility for the program are:

* The candidate must have at least 19 years of continuous license for 3 years and the driver of the "good" - no more than one property damage in case of failure or a single point for a moving violation in the last three years.
* No accident because of injury or death during the last three years and no crime or misdemeanor conviction for a violation of vehicle.
* The family meets the income limits of $ 27,075 qualifies for a single person, $ 36,425 for two persons and $ 55,125 for a family of four. Restrictions continued to increase with family size.
* The value of an insured vehicle must not exceed $ 20,000.
payment plans are available.

To see if you qualify for ALCC, go to www.insurance.ca.gov / low cost, or by phone at (866) 60-AUTO-1 (866-602-8861).
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